Who needs life insurance?

Life insurance helps you stop worrying about the future. If something happened to you, what would happen to your kids’ future? What would happen to the house? Could the utilities be paid on time? Will there be enough food on the table each and every day. You hear all the time about 20-30% of the children in our valley barely have one meal a day.  What would happen to your family? Can you pay off the house? Will your kids grow up healthy and get a college education? I am not trying to scare you but shouldn’t something be done to prevent something bad from happening to those you love if something bad happens to you?  Your decision today could help them later. With life insurance, you can know that no matter what tomorrow may bring, you can help support your family’s financial future.

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Life Insurance helps you stop worrying about the future. If something happened to you,

  1. What would happen to your kids’ future?
  2. What would happen to the house?
  3. Could the utilities be paid on time?
  4. Will there be enough food on the table each and every day.
  5. Will your spouse have to go back to work?
  6. Will they have to move in with your parents?
  7. Would you kids have to stop their extra-curricular activities?

The reasons behind buying life insurance can be difficult to think about. But it can be as simple as Protect the future of the ones you love just in case the unforeseen happens.

At the heart of it, if you're like most people, you buy life insurance for a few of the following reasons:

It’s about meeting responsibilities and keeping promises. You view your decision to purchase life insurance from your family's point of view, not your own. You see life insurance is a tool that protects your spouse and children from the potentially devastating financial losses that can result if you die prematurely

It's not about you. Your life insurance is invested in is in place to protect and provide financial relief for those who must carry on without you. It’s about them.

Because you care about your family, you want to ensure the financial security of family members if you’re suddenly not around to provide it.

By protecting their financial future, you’re enabling your loved ones to maintain their lifestyle, if something unexpected should happen to you.

Too often, when an income earner dies, survivors are forced to make tough, dramatic decisions—and to do so quickly. They have to make the decisions at a time when they may not be emotionally in a position to make good choices. Life insurance gives survivors a chance to adjust over time rather than having to move to a downsized home or find a new job right away.

Your life insurance gives your family choices by providing the benefits to help pay off debts, to help meet housing payments and ongoing living expenses, to help fund college educations for your children or grandchildren, and much, much more.

Your life insurance policy can deliver a specified sum of money at the exact time of need. Upon your death, your family can be assured that the amount you’ve chosen—perhaps hundreds of thousands of dollars, maybe even millions—will be there almost immediately. And that death benefit is generally not subject to federal income taxes. For example, a $500,000 policy provides $500,000 in death benefit proceeds.

If you are not completely certain that your coverage is in line with your family’s needs, please contact your All Risk Insurance Solutions Inc.. When you meet, you’ll work together to determine how much coverage you need, review what products and policies are right for you, and review cost comparisons.

Your decision today could help them later. With life insurance, you can know that no matter what tomorrow may bring, you can help support your family or your business.

Who Needs Life Insurance?

Many Insurance Carriers Available to Get Insurance From:

1. Accordia Life, A Global Atlantic Company

2. Allianz Life Insurance Company of North America

3. American General Life Companies

4. American National

5. Banner Life

6. Brighthouse Financial

7. Cincinnati Life Insurance Company

8. Columbus Life Insurance Company

9. Equitable

10. F&G Annuities & Life

11. Foresters

12. John Hancock

13. Lincoln National Life Insurance Company

14. Minnesota Life

15. National Life Group

16. Nationwide

17. North American Company for Life and Health Insurance

18. OneAmerica

19. Pacific Life & Annuity Company

20. Pacific Life Insurance Company

21. Principal National Life Insurance Company

22. Protective Life

23. Prudential Financial
24. Reliastar Life Insurance Company

25. Sagicor Life Insurance Company

26. SBLI (Savings Bank Mutual Life Insurance Co of Massachusetts
27. Securian Life Insurance Company

28. Security Life of Denver Insurance Company

29. Sun Life Financial

30. Symetra Life Insurance Company

31. Transamerica Life Insurance Co.

32. U. S. Financial

33. United of Omaha

34. Zurich American Life Insurance Company

Have any question? Ask us anything, we’d love to answer!

All Risk Insurance Solutions is your one-stop shop in Henderson, Clark County, Nevada
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