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Protect you and/or your family from the potentially devastating costs of a large accident claim.
Every business faces unique challenges and risks. You deserve options.
Are You ready for Medicare? Learn about Medicare Advantage, Medicare Supplement, or Prescriptions Drug Plans.
We are committed to our clients. We offer a wide variety of products from many insurance carriers to meet our clients where they are and empower you to take charge of your insurance protection.
Our goal is to ensure our clients are aligned with an insurance plan that will help meet your needs. We hope to serve you soon.
You can call (702) 541-0882 to get a phone quote.
Common errors doing an auto quote online:
1. Partial Vehicle Identification number are entered. We need to know what we are insuring. Enter the whole VIN number. You can get from the bottom of your windshield area on the drivers side. You will need your policy summary page to see how you are covered now.
2. You don't think you need to answer all questions. You do.
3. The majority of insurance companies require your address history for the last 3 years.
4. To calculate the insurance rate, we need to know what coverages you would like to have. Login to your insurance company's website to look at your insurance declaration page.
5. You think your information is insecure. That is wrong. Your information IS secure and encrypted and it will NOT be given to any other agents on this website.
7 You thinki you are only going to get one quote. Nope. Our Agency gives you multiple quotes all by itself!
Jim and Bonnie Grant are Insurance Brokers.
Our agency is located in Henderson, NV and we proudly serve all of the state of Nevada.
We gained the power to compare and the freedom to help our clients choose an insurance plan that fits your individual needs. We have a combined 37 years experience in the agency and claims insurance industry
We want to give you the personal touch that you deserve when we discuss your insurance protection.
Our foundational belief is that every individual and business deserves access to high-quality and affordable insurance.
We do not work with just one company -- like Agents Do.
We work with multiple insurance companies for your personal, business, life and Medicare Insurance. We have a constant determination to expand the range of products and carriers in our Nevada markets.
So how does this work?
When you tell us who you are, we take that info and go shopping at a lot of insurance companies to find you the best insurance plan.
Agents represent one company and can only go shopping at just one company. If you want 3 quotes from 3 different auto insurers, you have to call 3 companies separately or 3 agents.
Agents work with only one company and can only sell that one company's products.
When you call us at (702) 541-0882, you will get 12 auto insurance company quotes with one phone call or an office visit.
We are not a one company agency like 95% of all the agents in town. Our first agency was a Farmers - Bonnie Grant. We know. We did it that way for over 11 years.
One quote. One option. That was all we had to present to a client.
You don't have to put up with that anymore!
Don't get caught up with the complexities of insurance. That’s our job.
You will no longer have to call a 1 800 # when you work with our agency.
You will no longer have to talk to different people when you want to update your policy.
You deserve more insurance options to save you money and get you the right insurance coverages that are important to you. If there is ever a need to shop your insurance again, we can shop it with many other companies because we work with multiple companies and we add more and more.
All Risk Insurance Solutions, Inc. can help you with your insurance no matter where you are in Nevada for your:
Do you want just an automobile insurance quote or just a business insurance quote? We can do that! We can also group it all together to maximize discounts and your bottom line!
I do want you to know that if you also own a home or rent one, you can get an auto/home discount and save up to 20% when we quote both your auto and home. There are many discounts available - just ask!
All Risk Insurance Solutions, Inc. Brokers can help you find many different insurance options!
Do we charge a fee to help you? No When you switch your policy to our agency, we will be glad to show you how the majority of companies we work with DO NOT charge a policy fee.
When we were with Farmers, Farmers charged $15 policy fee for each auto insured and $25 policy fee for each home or renter. They charged a minimum $50 policy fee for a business policy and as your business premium grew so did your policy fee every year. That's crazy.
For some types of businesses that can't find insurance in the admitted market, those kinds of policies are set up a little different. If we need to place your insurance with an excess and surplus lines carrier, there are additional fees that are incurred.*
Explore our site. You will see it is mobile friendly. Tap most phone numbers listed. Call for an insurance quote today (702) 541-0882 Today!
This year, Progressive Insurance would like to share an opportunity with veteran-owned small business owners or non-profit organizations with 1-2 vehicles that need to expand with an additional vehicle or with veterans who are drivers on the Lyft rideshare, Uber rideshare, or UberEats platforms.
I encourage Veteran-owned business owners to submit their email address to get an application right here at firstname.lastname@example.org You will need to submit the application, your DD214 and a copy of your Driver's License by Friday, September 3, 2021.
Progressive Insurance will review applicants and then present vehicles at our 9th annual Keys to Progress® events on November 9, 2021, which will be held at selected recipient locations.
Ask us for an Insurance quote today. Call 702-541-0882
All Risk Insurance Solutions, Inc. is an Insurance Agency located in Henderson, Nevada. We can help you find the right insurance product(s) in Nevada.
Jim and Bonnie Grant met in 1996 and married in 1999 in Houston, TX. Jim was a Automobile Claims Adjuster for Progressive Insurance. In 2003, Jim was recruited to become the State Claims Property Manager for Farmers Insurance for the Southern Region of Arizona. He managed a large team of Claims Adjusters in the Homeowner Division. They packed up and moved to Mesa, AZ! The good thing about his experience is that Jim can help you in your time of need. Most Insurance Agents don't know what to do or take the time to help you. They only want to sell you.
While in Arizona, Bonnie began her career as a Mortgage Lender with Wells Fargo Home Mortgage in Apache Junction, AZ. Jim got promoted to become the State Claims Manager for Farmers Insurance for the whole state of Nevada. So they both moved to NV in 2006. Bonnie remained with Wells Fargo Home Mortgage.
When the housing crash hit in 2009, Bonnie had to find another career. As you saw above, Bonnie’s first experience with auto insurance was when she was involved in a major accident with a dump truck in Youngwood, Pennsylvania in 1983. The dump truck ran a red light and T-Boned her on the passenger side of her brand new car--her first car. My life story IS Survival. I was in the Westmoreland Hospital for 3 weeks and 2 hours. I sustained a concussion, multiple spinal fractures and my right arm sustained compound fractures. If I wasn't a body builder back then, I don't know that I could have made it through that. One of the bad things that happened38 years later, I am healthy today. I had great doctors and nurses. Thank you.
The lifetime injuries gave me an idea in 2009. I got an AHA moment and figured I could use the auto accident experience to help others. I became an Insurance Agent to make sure others had good insurance just like I did and still do. My goal is to help as many people get good insurance so that they can have the same fate I did. Pictures are above.
It's clear. If my Mom didn't have the right car insurance with the right policy limits, I wouldn't be here today. Thank you Mom. I got the right doctors and hospital care that I needed. This accident could have ended my life and my financial future. I would never ever want any friend to be in a situation without good insurance. I got the care to earn a healthy income and have a healthy life. Do you have the right insurance? I don't know. Let's meet. We do not just look at your coverages. We look at your assets. There are rules for how much coverage you should have. If you do not know them, we do.
In 2009, Bonnie began as a captive agent with Farmers Insurance. The Agency was doing so well that Jim left the Farmers Insurance Claims Department and joined her in 2010. They loved being an Agent with Farmers but they felt like something was missing. They only had one product. They only had Farmers products. If our customers rates changed or their underwriting rules changed, they didn't have any other options for their customers. Actually one of the options they had was to lower the customer’s coverages. That was not fair to the customer because if an accident happened, they would have less coverage. A lot of times customers would cancel their life insurance policies because they couldn’t afford their car insurance. That wasn’t fair to anyone. They felt limited.
They learned that by becoming an Independent Agent, they could quote with more than one insurance carrier at a time. This gave the customer more options. If their rates changed, now they could just quote with another company. So they started a new agency. They called it All Risk Insurance Solutions, Inc.
Bonnie and Jim can now find more ways to better serve their customers. Now they are connected with 40+ different carriers—not just one! That really does deserve an exclamation point!
This opened up a whole new world, not only for them, but for their customers. Bonnie and Jim can bind and issue insurance for personal insurance, business insurance, life insurance, and Medicare products.
The definition of Insurance is risk. We want to provide solutions. We want to be your husband/wife insurance agent--just like the good 'ole days.
The definition of solutions is a means of solving a problem or dealing with a difficult situation. That is how we found the name. We have solutions to insure All Risks to protect what is yours and keep it that way. Insurance gets you back to where you started when a risk or accident occurs.
While at Farmers Insurance, Bonnie & Jim won many awards including the Blue Vase Award in 2009, the Topper Club 2011, 2015 and 2018 and the Championship Award in 2012 and 2014. Bonnie also earned the prestigious LUTCF Designation in Estate Planning. She believed that it is important to help everyone get their will and life insurance. She became a Fellow of the American College.
In our spare time, we love to take our ATV into the desert, play pool, watch movies, go on road trips, and hike in the mountains around our home. Unfortunately, Bonnie and Jim do not have kids because that truck hit her hard enough to not allow her. So they have always had fur babies as children. Our current dog is Mollie, A Cattle Dog, Bordie Collie that we saved from the pound.
On 2/21/1983 Bonnie was on her way to go to a college class. Bonnie’s first car was hit by a dump truck in Youngwood, Pennsylvania in 1983. The dump truck ran a red light and T-Boned her 1983 Plymouth Horizon on the passenger side. The guy who hit me was DRUNK! He actually killed someone after he hurt me. I wish he would have gotten help. They didn't have programs back then like they do now. I am grateful I was strong enough to survive. I am grateful to my Mother who had good insurance. I was in the hospital for 3 weeks. The medical costs were paid by the insurance. I believe that secured my future ability to live, work & earn an income. I was only 20. If I didn't have insurance and a lawyer, we would probably still be paying back all the costs that were involved.
My goal in telling you this is that I am on a mission to help you do the same thing my Mom did for me. Do you need cheaper insurance? Do you have the proper insurance to prevent your assets from being taken away from you, if you are at-fault in an accident like the guy that hit me?
We live in a litigious climate. If you cause an accident, there is a 96% chance you would get sued. How many jobs will you need to cover those costs? You don't have to worry about that with a good insurance plan. I was taught to Pay it forward.
Thank you Lord for Protecting me and granting me the ability to live to help others, even truckers.